4 Common Mistakes In Using ATM

4 Common Mistakes In Using ATM
In order to protect the account, you should cover the keypad on the ATM machine when it will enter a PIN. You do not take money at ATMs located in areas that are dark and deserted. You also have to recognize an ATM card which often makes swallowing. All of these security measures will prevent criminals are looting your money directly. However, if you have to keep your account balance is not being spent haphazardly? Be careful, if you make a habit like this, you will rob your own money without realizing it.

ATM Fees
When I first get an ATM card (when newly opened bank account), you need to ask in detail how much you will be in-charge when using ATMs. Whether it's time to withdraw funds in cash, transfer money, or pay bills (if applicable, according to your ATM card issuing bank). So you know, for example, the more often you transfer money to another bank, then the more the fee in-charge from your account balance.

4 Common Mistakes In Using ATM

PIN that is easy to guess
You certainly do not want to create a PIN number at random because it must be difficult to remember. Register them on the phone or on paper stored in the wallet will help, but this way is not safe. However, there is a way that is also not recommended, namely making a PIN that is easy to guess. For example, from your birthday, birthday boy, or whatever easily known by thieves. Thieves do not you know may know of the identity cards scattered. Meanwhile, the "thief" who turned out the people around you, and have held your ATM card, can only guess. To create a PIN number that is easy to remember, look at the letters on the phone keypad, then select a word that is assembled from a number of figures.

Does not track payments made
Many people are lazy to record expenditures. But if you want to always follow the budget you have set, then you need to know to what money is spent. Do you use an ATM card to withdraw cash or mendebetnya when eating out, filling stations, coffee in the coffee shop, or buy the books? A little bit, but if done repeatedly, of this withdrawal will be a lot. Have bill payments every time you spend money.

Treat it like a credit card
Although the ATM card was created to allow you to use the money, do not use it like when using a credit card. For example, when buying something with a credit card, you can set it to just billed the following month. If you pay by debit card, then you will lose money on the spot. After withdrawing cash from an ATM, is there a limit on the amount of money to be withdrawn. However, this does not depend on your account balance. This is different from cash withdrawals from credit cards, which are based on the percentage of credit card limit. Simply put, in some cases, control spending will be more difficult if you use an ATM card.

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